You want to save money by buying in bulk or pre-paying for services. But you need up-front cash to do that. In order to get cash, you have to start saving your money. What in the world are you supposed to do?
Some advocate that the ideal number of credit cards is zero, and for many people, that's just right. But if you believe that credit cards can be a helpful tool and want to use them, what's the ideal number to have? I think it's two, and they would preferably be different types (Visa, American Express, … Continue reading The Ideal Number of Credit Cards