Planning for the future may be seem like a daunting task for many hard-working individuals. At some point, it becomes important to make long-term plans for personal finances. Insurance companies offer financial services that are just as diverse and viable as those offered by banks and other institutions, such as credit unions. Retirement plans in … Continue reading Short and Long-Term Financial Planning
Tips When Shopping for Tires at Costco and Sam’s Club
I recently bought a new set of tires at Costco, and bought my last set at Sam's about 3 years ago (for another car), so today's post is simply a quick overview on how to get the most out of your tire purchase if you decide to buy at a "warehouse"-style store. There are a … Continue reading Tips When Shopping for Tires at Costco and Sam’s Club
Avoid These Mistakes With Inherited IRAs
As with many retirement and savings options, there are clauses located in the small print which relate to many aspects of how the money is handled. This can include anything from how and when it’s appropriate to withdraw money, and what happens if someone inherits your IRA. Very often, inheritors of IRAs are unaware of … Continue reading Avoid These Mistakes With Inherited IRAs
My Favorite Podcasts
I don’t have a whole lot of “free” time on my hands lately, but I do one thing every single day that is required and consistent—I commute. Every single day, I’m afforded the gift of 20 minutes each way in my car with no distractions, except those I choose to create for myself by listening … Continue reading My Favorite Podcasts
Spending More to Save More
I visited the vet's office this week to pick up the flea & heart worm medication my dog takes on a monthly basis. As always, I was given the option of getting a 6 or 12-month supply. This particular brand, which comes in the form of a pill, is both effective and expensive. It's the only … Continue reading Spending More to Save More
The Pros and Cons of Having Roommates
This post is written by Jennifer Riner of Zillow. Renters looking to save money should consider leasing apartments with friends. College students are notorious for cohabitating with classmates to spend more time together before graduation. Increasing numbers of 20-something’s carry this mentality into their professional lives to save money. Even more experienced renters choose to … Continue reading The Pros and Cons of Having Roommates
The Two Most Important Questions When Cutting Down Your Budget
There are as many reasons for cutting a budget as there are individuals: maybe you've just lost a job or got a pay cut, or perhaps you want to save more for an upcoming trip, or maybe you have a brand new budget and realized that you're spending way too much. Cutting budget categories has … Continue reading The Two Most Important Questions When Cutting Down Your Budget
How to Instill Work Ethic in Your Kids With Paid Chores
Last weekend, I was listening to the Beyond the To Do List Podcast with Erik Fisher and caught bits and pieces (in between my kids screaming) of an interview with Rachel Cruze, Dave Ramsey's daughter. They were chatting about a new book she co-authored with Ramsey on raising money-smart kids: Smart Money Smart Kids. I … Continue reading How to Instill Work Ethic in Your Kids With Paid Chores
Top Auto-Advancements to Consider When Buying a Car
Whether you’re in the market for a new luxury vehicle or looking to upgrade to a newer, more reliable model, you likely have an idea of what you want in a new ride. From deciding on the color and size of the vehicle to the number of doors and amount of cargo space, you have … Continue reading Top Auto-Advancements to Consider When Buying a Car
Everything You Need to Get the Most out of Your Will
While no one wants to think about the inevitable, the sad truth about life is that no one can avoid death. While this is a hard pill for many to swallow, it doesn't mean that you can't take steps to ease the burden on your loved ones after you’re gone. A well planned and professionally … Continue reading Everything You Need to Get the Most out of Your Will
Fiscal Fizzle 