Goals, Goals, Goals: 2012 Edition

Every year starts out with the best intentions, grand plans, and dreams of what's possible. By March, the initial momentum is usually gone, and it takes a lot of effort and motivation to rekindle the excitement that filled those initial weeks. This year, I'm doing things a little differently. For starters, I'll be targeting only … Continue reading Goals, Goals, Goals: 2012 Edition

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Sorting Out Your Expenses

If you ever set out to clear your house of unwanted things, you probably used or at least heard of the "box" or "pile" method. In essence, you're forced to review everything you touch in a particular area of the house and categorize it based on what should happen with the item. Typically, the piles … Continue reading Sorting Out Your Expenses

Can We Boil Down Personal Finance to Simple Ratios?

That’s the premise of a new book by Charles Farrell, “Your Money Ratios: 8 Simple Tools for Financial Security at Every Stage of Life.” The book lives up to its title—people at any stage of life can pick this up and figure out exactly how they relate to where they should be, according to Farrell. … Continue reading Can We Boil Down Personal Finance to Simple Ratios?