Last week, our health insurance company (Blue Cross Blue Shield of Florida) sent us a letter about yet another rate increase. Between our two policies, this is the third or fourth increase in the two years since we launched our individual policies. The latest hike for my wife’s policy jacks the rate by a few … Continue reading Our Health Insurance Costs are Skyrocketing!
One of the most frustrating things about many insurance products is their complexity. Just when you think you've answered the question: "How much will I get if..." something else surprises you about how the benefits are structured. Over the past year, I've been knee-deep in research on health and car insurance products as a result … Continue reading Clearing Up Car Insurance Confusion
Nearly two years ago, I revisited my auto insurance premiums as I do every few years. I decided that switching to Progressive was the most logical and inexpensive choice among the 4-5 providers I quoted. Through two fender-benders, they have remained competitive in pricing and fantastic to work with in their claims process. In September … Continue reading Progressive Snapshot Review
When health problems knock at the door, how will you respond? Here are a few pointers for getting ready based on our recent experience.
Last week, a fellow member of the human race decided to nail my car in the parking lot and flee. These are my tips for dealing with the situation.
That’s the premise of a new book by Charles Farrell, “Your Money Ratios: 8 Simple Tools for Financial Security at Every Stage of Life.” The book lives up to its title—people at any stage of life can pick this up and figure out exactly how they relate to where they should be, according to Farrell. … Continue reading Can We Boil Down Personal Finance to Simple Ratios?
I don't know how AFLAC makes money with our pregnancy insurance policy, but I honestly don't care--it pays off for us in the end. Can it do the same for you?