Nearly two years ago, in September 2011, I first began using Progressive Snapshot for what was then a competitive insurance policy with Progressive. I also wrote an in-depth review about the experience here, complete with screenshots and some hard data. Since then, a couple of things happened. I switched to Esurance in 2012 because of … Continue reading Snapshot from Progressive: The 2013 Update
Given my recent responsibilities of new children and having now moved into a more permanent home, I'm turning my thinking to planning for any unfortunate accidents. I'm attacking this from several fronts, including preparing a will & testament, an emergency guide to our family's finances and my personal information, and purchasing some kind of financial … Continue reading How Much Life Insurance Should I Buy?
If you ever have to deal with a car accident that involves actual or potential injury, this might help. About three months ago, my wife was involved in a car accident, and she was about six months pregnant at the time (we are expecting in just a few days). She was stopped at a red … Continue reading Settling a Bodily Injury Claim
The Affordable Care Act is among the most polarizing pieces of legislation ever created. It was upheld in June by the Supreme Court in a 5-4 decision, and the buzz surrounding what it means to politics, law, and the individual was deafening. If it continues to exist as law after this November's elections and subsequent presidency, I … Continue reading Affordable Care Act and Our Choices
Brand loyalty when it comes to auto insurance is simply getting too expensive. Sure, you get the "2-year discount," the "loyal customer discount" or whatever your particular company happens to be pushing. The reality is that I've had car insurance for almost 8 years now, and I'm on my 4th company. For whatever reason, the … Continue reading Goodbye Progressive, Hello Esurance
When it comes to keeping expenses under control and spending within our means, regularly evaluating your ongoing expenses is a big part of the equation. Making sure that you have the cheapest car insurance at all times is one area where it pays to keep a watchful eye on your life and your options. The … Continue reading Getting Frequent Car Insurance Quotes
After the economy suffered a downturn and my employer cancelled their health insurance program in 2010, I switched to individual insurance and started to leverage the power of a health savings account. Long-time readers will recall that it was not only the awesome tax benefits that made the HSA such an attractive choice, but that … Continue reading A Long-Term Approach For Your HSA
Last week, our health insurance company (Blue Cross Blue Shield of Florida) sent us a letter about yet another rate increase. Between our two policies, this is the third or fourth increase in the two years since we launched our individual policies. The latest hike for my wife’s policy jacks the rate by a few … Continue reading Our Health Insurance Costs are Skyrocketing!
One of the most frustrating things about many insurance products is their complexity. Just when you think you've answered the question: "How much will I get if..." something else surprises you about how the benefits are structured. Over the past year, I've been knee-deep in research on health and car insurance products as a result … Continue reading Clearing Up Car Insurance Confusion
Nearly two years ago, I revisited my auto insurance premiums as I do every few years. I decided that switching to Progressive was the most logical and inexpensive choice among the 4-5 providers I quoted. Through two fender-benders, they have remained competitive in pricing and fantastic to work with in their claims process. In September … Continue reading Progressive Snapshot Review