Why I Prefer Direct Deposit Over Paper Checks

When it comes to how one’s paycheck gets to the bank, there are two main options for employers and employees alike--the paper check and direct deposit. Many employers will only provide one or the other, depending on what state laws permit. At the remaining group of companies, employees can choose either option. That’s where I … Continue reading Why I Prefer Direct Deposit Over Paper Checks

Can We Boil Down Personal Finance to Simple Ratios?

That’s the premise of a new book by Charles Farrell, “Your Money Ratios: 8 Simple Tools for Financial Security at Every Stage of Life.” The book lives up to its title—people at any stage of life can pick this up and figure out exactly how they relate to where they should be, according to Farrell. … Continue reading Can We Boil Down Personal Finance to Simple Ratios?