Looking Back on Why We Bought a Home (Review of the 8 Reasons)

In September 2010, I published an article that outlined 8 reasons I "still" wanted to buy a home. With the housing market at the height of tanking in 2010, I needed a little convincing myself that what we were going after was still the right choice. This past February 2013, two and a half years … Continue reading Looking Back on Why We Bought a Home (Review of the 8 Reasons)

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Can Only One Spouse Apply for a Mortgage?

The short answer is yes, a husband or a wife can apply and qualify for a mortgage without the other spouse being considered, if you live in a state where the law permits it. As with so many financial questions, the first thing to do is to check your state and local laws. One important … Continue reading Can Only One Spouse Apply for a Mortgage?