How to Instill Work Ethic in Your Kids With Paid Chores

Last weekend, I was listening to the Beyond the To Do List Podcast with Erik Fisher and caught bits and pieces (in between my kids screaming) of an interview with Rachel Cruze, Dave Ramsey's daughter. They were chatting about a new book she co-authored with Ramsey on raising money-smart kids: Smart Money Smart Kids. I … Continue reading How to Instill Work Ethic in Your Kids With Paid Chores

Be Wary of Hospital Pre-Pay Requirements

Buyer beware! More and more hospitals are apparently using the tactic of collecting pre-payments in part or in full for non-emergency services rendered at their facility. While this makes good business sense for the hospital, and is probably warranted given the potential for non-payment by patients after treatment, you should be aware of these practices, … Continue reading Be Wary of Hospital Pre-Pay Requirements

How Much Life Insurance Should I Buy?

Given my recent responsibilities of new children and having now moved into a more permanent home, I'm turning my thinking to planning for any unfortunate accidents. I'm attacking this from several fronts, including preparing a will & testament, an emergency guide to our family's finances and my personal information, and purchasing some kind of financial … Continue reading How Much Life Insurance Should I Buy?

Is Your Money Better Off Single or Married?

Most people don’t consider the financial implications of marriage when they take the plunge. Inherently, this isn’t a good or a bad thing, it’s simply that we have too many other things on our mind when we’re in love and ready to pop (or answer) “the question.” But...as we all know, marriage can have a … Continue reading Is Your Money Better Off Single or Married?