This is a guest post from Julian, who writes a blog called Frugaal, covering all kinds of ways to address bad spending habits. While today's post is not exactly encouraging of self-employment, I agree with it in the sense that working for yourself is not a decision to be made lightly, especially if you're responsible … Continue reading Making the Transition to Self-Employment: Some of the Do’s and Don’ts
Changes in Personal Finance: 2012 Edition
It's useful to step back every now and then and survey the landscape. Change in anything can signal opportunities, threats, a necessity to adapt, or a need to get out. Over the last year, here are a few of the things I'm noticing in the personal finance space: Mobile banking: iPhones and Androids are all the … Continue reading Changes in Personal Finance: 2012 Edition
Catering to the Internet Generation
I consider myself well-versed in technology and the online world, even though I didn't have a computer in the house until the age of 11 and didn't really have the Internet as we know it today until 13 or 14. Many of you reading didn't even have those same experiences until well into adulthood, and … Continue reading Catering to the Internet Generation
The Most Dangerous Habit in Personal Finance…
...is swinging the pendulum too far and too often. Bouncing from one financial extreme to another can be hazardous to your finances. Here are a few ways to stop it.
When Home Ownership Went Downhill
Have you noticed how owning a home is getting a terrible reputation lately? We are a society that loves to challenge the status quo, and thanks to the spectacular collapse of the housing market, the long-time "American Dream" is the new target. "Isn't this the best time to buy a home?," you might ask. "Aren't … Continue reading When Home Ownership Went Downhill
Test it in Your Money Lab
Ever wonder if a new and innovative money system would work in your situation? When it comes to money, you can pretty much test to your heart's content. It takes a bit more work (you have to keep your existing system active), but it lets you evaluate and explore. I call this my "money lab." … Continue reading Test it in Your Money Lab
How to Find a Financial Trim Tab
What is a trim tab? It's a small element that is able to steer a ship by exerting well-placed forces. What financial trim tabs can we identify that could help us reach our goals faster?
The Days of Land Lines are Numbered
Cell phones have all but replaced the age of the land line telephone. Is there anything that can save home phones from going extinct?
Extremes in Personal Finance and the Conventional Approach
A discussion on the 'classic' debates in personal finance, extremes, and the eventual establishment of a middle gray area for the best current advice.
Is Cash Dead? 10 Places You’ll Still Need It
Cash may be the currency of days past, but there are still plenty of situations where you'll need it in order to go on about your life. Here is a short list of 10 examples.