How to Set Up Your First Successful Budget – Part III (Tracking & Review)

This is the last post in my three-part series on budgeting basics. I will wrap up the series by discussing strategies for tracking and reviewing your new budget to ensure that it's working for you in the way you planned. If you've completed Parts I & II of this task, you should have a good … Continue reading How to Set Up Your First Successful Budget – Part III (Tracking & Review)

Hungry for Spending? 8 Reasons to Try a Cash-Only Diet

About 6 months ago to the day, my wife and I made the decision that money was leaking out in too many places. We couldn't plug the holes because we couldn't find them. We needed a quick method of understanding where our money was going without having to stare at long reports. That's when we … Continue reading Hungry for Spending? 8 Reasons to Try a Cash-Only Diet

How to Set Up Your First Successful Budget – Part II (Organizing and Setup)

This post is the second in a three-part series about setting up and maintaining a successful budget. Last week, we discussed what a budget was, how it could be beneficial (or practically essential) to reaching your financial goals, and the research that needed to be completed before we continued with Budgeting 101. The three parts … Continue reading How to Set Up Your First Successful Budget – Part II (Organizing and Setup)

How to Set Up Your First Successful Budget – Part I (Understanding and Research)

Since the beginning of time, mankind has understood that the spending power money holds must be controlled and channeled to appropriate uses if we are to (at the very least) survive, and (hopefully) achieve our lifetime financial goals. To do this, all of us need to create a budget. Because of money's finite qualities, each … Continue reading How to Set Up Your First Successful Budget – Part I (Understanding and Research)

4 Unexpected Expenses You Can Count On

In life's many endeavors, there are usually roadblocks or "critical flaws" that prevent us from achieving our goals. In the world of budgeting, that critical flaw has to be the lack of planning for "unexpected" expenses. The irony with unexpected expenses is that, although they are sporadic when looking at specific categories, they are remarkably … Continue reading 4 Unexpected Expenses You Can Count On