A few weeks ago, Heath, a frequent comment and social media contributor to the site, mentioned that he was tracking his money week-to-week. I was curious so I decided to try it myself.
Category: Budgeting
What Type of Budget Do You Use?
One area of personal finance that rightfully gets a lot of attention is budgeting, the art of directing how your money should be used. I used to think that there were only a few ways to budget, but I can now name at least seven! Here are the various types of budgets you might use: … Continue reading What Type of Budget Do You Use?
Taxes, PMI, Insurance, and More: Huge Wildcards When Buying a Home
It used to be that a mortgage accounted for 70, 80, maybe 90% of what you were paying out every month. No longer the case, it seems.
Spending When Abundant, Saving When Scarce
I haven’t been able to find it, but I’m almost certain that someone out there has invented a scientific theory for why we use more of something when it’s abundant, and less of it when it’s scarce. Here are two suggestions for dealing with it when it comes to your money.
3 Ways to Tame a Yo-Yo Power Bill
Some of us can experience crazy swings in our power bills from month to month due to weather or other factors. Here are three strategies that will help you cope with a power bill that looks more like the stock market chart.
That Thing You Love
Everyone has something they love--and it's rarely what someone else loves. Use this to your advantage when designing a business, and make sure you're funding your own love!
YNAB 3.0: Second Look
In January, I put up a long review of the newest version of YNAB, being fairly disappointed in how it stacked up to other alternatives I was using at the time, like Mvelopes. Knowing how to create a budget was a good start, but I needed the right tool to help me make my plan … Continue reading YNAB 3.0: Second Look
YNAB 3 Review: Give Me Back My Mvelopes
My final review of the new You Need a Budget 3 software and how it compares to my previous envelope budgeting manager of choice: Mvelopes.
5 Essential Money Lessons From 2009
I take a look at some of the financial lessons of 2009 that were essential for our family to learn, and wish you a happy and healthy New Year!
Putting Together Your Personal Profit and Loss Table
The third component of applying business plans to personal finance--the profit and loss table. See how you can benefit!
