Personal finance is the self-discipline and control a person has to exercise over his/her money. It usually is not easy to achieve the necessary self-discipline and if we do it becomes even harder to stick by it. However, there are various fundamentals and principles that if properly utilized, can act as a guide towards achieving … Continue reading 5 Tips to Strategically Begin Your Personal Finance Journey
Category: Budgeting
The Two Most Important Questions When Cutting Down Your Budget
There are as many reasons for cutting a budget as there are individuals: maybe you've just lost a job or got a pay cut, or perhaps you want to save more for an upcoming trip, or maybe you have a brand new budget and realized that you're spending way too much. Cutting budget categories has … Continue reading The Two Most Important Questions When Cutting Down Your Budget
Moving From Quicken to YNAB 4
As an envelope budget user for the last five years, and specifically a You Need a Budget user for the last two, I've been looking for ways to cut ties with Quicken. I love Quicken's functionality, and it's been an integral part of managing my money since high school, if you can believe it. But … Continue reading Moving From Quicken to YNAB 4
My Simpler Budgeting Strategy
We're moving through the process of buying our first home (more on that in a few weeks), so it was clearly time to give our budget an overhaul. Through the process of re-working our budget, I discovered a really effective methodology that combines a number of different components into a single, simple budget. My new … Continue reading My Simpler Budgeting Strategy
Getting Frequent Car Insurance Quotes
When it comes to keeping expenses under control and spending within our means, regularly evaluating your ongoing expenses is a big part of the equation. Making sure that you have the cheapest car insurance at all times is one area where it pays to keep a watchful eye on your life and your options. The … Continue reading Getting Frequent Car Insurance Quotes
The Cost of Dental Care for Dogs
One of the first and most popular posts on the blog deals with the lifetime costs of a dog, which can be staggering. A few months ago, I did something I would have never imagined doing as a novice dog owner 5 years ago: I took my dog to the dentist. Some of you will … Continue reading The Cost of Dental Care for Dogs
How to Create a Minimalist Budget
One of my core goals is to lead a simpler, more focused life. This post explores some of my original ideas for simplifying money. Mention the word budget and you immediately lose half the audience. Some are "way too advanced" for it, some have tried and failed, and others are too scared to even look. … Continue reading How to Create a Minimalist Budget
Sorting Out Your Expenses
If you ever set out to clear your house of unwanted things, you probably used or at least heard of the "box" or "pile" method. In essence, you're forced to review everything you touch in a particular area of the house and categorize it based on what should happen with the item. Typically, the piles … Continue reading Sorting Out Your Expenses
8 Critical Mistakes in Envelope Budgeting
Envelope budgets are the best thing since sliced bread--if you've read this blog for any period of time, you know that I honestly believe that. An envelope budget can fix a big spender, heal money fights, and point you in the path of earlier and bigger financial success than you even dreamed. I knew that … Continue reading 8 Critical Mistakes in Envelope Budgeting
Mvelopes Review: 2011 Update
An updated review of Mvelopes, I take an in-depth look at some of the features the program offers and my overall take.
Fiscal Fizzle 